Coal Tipper Attachment Scheme for Widows and Disabled ESM NAMASKAR JAY HIND Self Employment Schemes of DGR Salient Features. This welfare scheme for widows/disabled soldiers is linked with the ESM Coal Loading and Transportation Scheme. Eligible candidates can avail this Scheme for a period of five years and need to deposit an amount of Rs 85,000/- with the affiliated ESM Coal Loading and Transportation Company which pays back a monthly amount of Rs 3,000/ i.e. an annual return of approximately 42 % on the principal amount.. On maturity of the Scheme the Principal Amount is refunded. A legal agreement is signed between the Ex-Servicemen Coal Loading and Transportation Company and the widow/disabled Ex-Servicemen/Dependant. The scheme is for a period of five years and on completion of five year term the principle amount will be refunded by the ESM Coal Company. Eligibility. The eligibility conditions for Widows / Dependants / ESMs who can take part in Tipper Attachment Scheme are as